Phishing and Smishing Schemes
Be leery of e-mails or text messages you receive indicating a problem or question regarding your financial accounts. In this scam, you are directed to follow a link or call the number provided in the message to update your account or correct the problem. The link actually directs the individuals to a fraudulent website or message that appears legitimate where any personal information you provide, such as account number and PIN, will be stolen.
Another scam involves victims receiving an e-mail message directing the recipient to a spoofed website. A spoofed website is a fake site or copy of a real website and misleads the recipient into providing personal information, which is routed to the scammer's computers.
Source: FBI Not an endorsement
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